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Scholarships and Grants for Single Mothers
Single moms have a lot on their plate. They need to take care of their children, run errands, manage their homes, work long hours, and pursue their college education as well. Aside from being burdened with great responsibilities, they are also deemed to pay for so many expenses aside from food and shelter. Unfortunately, many single mothers are forced to stop schooling altogether just to make ends meet.
According to recent studies there are over 13 million single parents living in the United States, majority of which are single mothers. In order for them to enjoy a brighter future for themselves and their respective families, it is highly encouraged for them to pursue college education so they can get job opportunities and promising careers once they have graduated from their chosen courses. If money is a problem, there are grants for single mothers that serve the function of providing financial aid so they can finish their college education and hopefully have a better quality of life once they land jobs after graduation.
Unlike student loans, grants for single mothers do not need to be repaid at all. In order to get money for educational expenses, single mothers are only required to meet all eligibility requirements and submit needed documentations as well.
There are different sources of educational grants for single mothers. The following organizations are known to offer grants to this group of individuals:
- Federal government
- State and Local offices
- Private company
- Research and development institutions
- Non-profit organizations
Government-issued grants which include federal, state, and local grants are most commonly sponsored by the US Department of Public Welfare. Besides educational grants, the government also features housing grants that are mostly offered to single mothers who belong to low-income families. The financial aid assists single mothers in covering for down payment, closing costs, and monthly mortgage payments. There are also business grants for single mothers who desire to pursue a business enterprise without requiring them to repay the amount when they succeed in their business endeavors.
Some examples of federal grants for single mothers are:
State and School Grants
Federal Supplemental Education Opportunity Grants
All that a single mother needs to do is fill up a FAFSA form. Since Pell Grants were formulated for college students who belong to low income households, single mothers typically get approved for up to $5,000 that is to be used for school-related costs.
Majority of states in the US feature state grants that target helping their resident single mothers. All that a single mother needs to do is inquire about the available grants in their state and submit the needed requirements for faster processing and application.
Processed much like Federal Pell Grants, single mothers who are experiencing financial crisis are encouraged to apply for this type of grant as it mostly caters to individuals in dire financial need.
Grants from Private Companies and Professional Organizations
There are education-for-service grants that can help single mothers pay for college education and secure a promising career immediately after graduation. Companies that are involved in the health care industry for instance may offer grants to students who are interested in starting a career in this field. Nursing grants are ideal for single mothers as they are given enough financial aid to complete college education. It also guarantees them employment as the same organizations who offered the grants in the first place will require them to work for hospitals and health care centers during the first few months. They can then choose to stay and work with wages or transfer to a different institution backed with good reference and recommendation from the company or organization that offered the grant.
Other Types of Grants for Single Mothers
Merit-based grants for single mothers
Business Grants for Single Mothers
Housing Grants for Single Mothers
The Jeannette Rankin Foundation Scholarship Program
Patsy Takemoto Mink Education Foundation
The R.O.S.E Scholarship
W.I.S.P change your World Scholarship
There are grants offered by the government and private institutions for single mothers that have outstanding academic standing during their high school years. A great example of merit-based grant is the Academic Competitiveness Grant (ACG). In order to qualify for financial aid from ACG, an interested applicant must fill up a FAFSA form<. Another perfect example of merit-based financial grant is The National SMART Grant (Science and Mathematics Access to Retain Talent). Single mothers who are currently in their junior or senior year in college may apply for SMART grant. Single mothers enrolled in science, mathematics, information technology, engineering, and non-major liberal arts programs with a GPA of at least 3.0 are eligible for financial aid under this program.
Government grants that offer business grants are not solely meant for single mothers, but for promising entrepreneurs who do not have sufficient capital to start their own small business. Once the application for financial assistance is approved, single mothers who are planning to start their own business can supplement the household income from earnings of their business venture that is primarily financed by federal, local, or state funded business grants.
Housing vouchers from the Public House Agency are meant to provide single moms and even low-income families with house vouchers which can cover up to 70% of payment for housing costs. The American Dream Down Payment Initiative on the other hand is a grant offered by HUD not only to single mothers but low-income households too.
The program annually gives educational scholarships to low-income women 35 and older across the United States and it has awarded 85 scholarships in the amount of $2,000 each in 2012.
In 2013, the Foundation will offer five Education Support Awards of up to $3000 each to assist low-income women with children who are pursuing education or training.
The R.O.S.E. fund does much more than pay scholarships; the fund also helps women pay for reconstructive surgery after incidences of abuse and even find work and lodging after leaving an abusive relationship. Though not aimed specifically at moms, many mothers qualify for financial aid money from the R.O.S.E. Foundation.
Since its inception in 1999 the Women’s Independence Scholarship Program has awarded more than $16 million in scholarships to some 2,000 women across the United States.